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Cambly is an online, foreign language, tutoring platform that lets individuals practice their language skills with a native speaker. Online tutors make 17 cents per minute ($10.20 per hour) talking to paying Cambly users. To get started, you must be a native English or Spanish speaker; you must have a webcam and Internet connection. Payments are made via PayPal.
What It Is: Do people ask you your secret to perfect pie crust or how you made that wreath? "Everyone knows how to do something, or has a hobby they enjoy," says Kimberly Lawson, owner of OohLaLuxe.net, who has created fashion and beauty tutorial videos. "These can easily be turned into profits." Simply sign up for a free YouTube account. Then use a smartphone or digital camera to record yourself explaining and demonstrating how you work your magic. (If you're more tech-savvy or have a burgeoning teenage filmmaker in your house, you can use desktop software, such as Windows Movie Maker, to create a slicker video.) "Once you upload the video to YouTube, enroll in its partner program," Lawson says. YouTube will then place ads inside or near your video, and you will earn money from the ads themselves, video views and click-throughs. "The key is to put a unique spin on your video," says Lawson, especially if there are lots of others on the same subject.
How to get the job: Actuary jobs require professional certification. You'll need to pass several exams, like Exam P and Exam FM. The job requires mastery of Excel to sort through and format data, so you'll be in better shape if you can brag about those advanced skills. Emphasize any experience closely related to data analysis, risk management or investments.
Closed captioners add captions or subtitles to live and pre-recorded audio. They transcribe the words as spoken. To become a closed captioner you must be able to type fast and accurately. (Many captioners clock in at 200 wpm!) Those with stenography experience (such as court reporters and those who work in medical dictation) may want to explore this work-at-home role.